10 Proven Ways to Lower Your Car Insurance
Weâve heard the insurance tagline over and over: âSwitch and save money today.â Every insurance company claims to have the best deal. But, how c
A Beginnerâs Guide to Insurance Premiums
To benefit from insurance coverage, you’ll need to pay a premium. A premium is a payment to your insurer that keeps your coverage in place. Insu
How Much Does It Cost to Refinance?
For millions of American homeowners, their mortgage payment is one of their greatest financial commitments. With mortgage rates hitting record lows th
8 Upfront Costs of Buying a House
Looking to buy a home soon? There will be upfront costs of buying a house. You may have found a house that you like. You may have been approved for a
What to Know Before Buying a Foreclosed Home
If youâve been keeping your eye on real estate home listings, you mightâve seen more foreclosed properties for sale at a reduced price. With
The Shame of Debt
Money doesnât make you happy. Thatâs how the saying goes, and you canât deny that thereâs some truth to it. However, while having lots of mone
What Is a Recourse Loan?
In borrowing, there are two types of debts, recourse and nonrecourse. Recourse debt holds the person borrowing money personally liable for the debt. I
Late Payments, Credit Scores and Credit Reports
A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make
Does carrying a balance help your credit score? – The Points Guy
Editorâs note: This post has been updated with new information. We talk about travel credit cards quite a bit here at TPG. Applying for and utili
What is Credit Card Churning? Dangers and Benefits
Credit card issuers have consumers right where they want them, lending money at high-interest rates and earning money from many different fees. Even